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A job or proven source of income (employed for at least 1 month) A: Since you have exhausted all your federal aid options, you can apply for loans at a private banking institution. There are a few banks that are offering loans to students with bad credit scores. But it is important to know that the loan may have a higher rate of interest. You might also have to bring a cosigner when applying for a private student loan. Payday loans have high interest rates as they carry more risk for the lender. So lack of collateral is the main reason for their interest cost. Time to re-pay the amount of payday loans is also shorter and you do not have enough time to raise money and pay off so its really dangerous for people who have no other income. All Online & No Faxing
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