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Must be legal in the state in which you reside (see bottom of page) Step two - Live for today and ignore your retirement. Keep in mind that this would not be a revolving loan. That means you could not return the funds to the traditional IRA and then take the money back for another 60-day loan. As the IRS puts it, "Generally, if you make a tax-free rollover of any part of a distribution from a traditional IRA, you cannot, within a one-year period, make a tax-free rollover of any later distribution from that same IRA. You also cannot make a tax-free rollover of any amount distributed, within the same one-year period, from the IRA into which you made the tax-free rollover." So, you can take a short-term loan; just make sure you follow the rules and you should be fine. Instead of missing payments, families can receive a paycheck advance that will allow them to get the cash they need to make their monthly payments. This payday loan can be approved within a matter of minutes and you will receive your funds right on the spot.
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