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Of course, the opposite can also happen. When stock prices fall, mutual funds find themselves with reduced assets, meaning their expense ratios will rise. That's what happened in 2009, when the stock market bottomed after the financial crisis, and the average expense ratio for stock funds rose to 0.87% from 0.83%. Latest 3 months salary slips So that the firm is able to verify all of the info without any brokerage loans, there could be an extended wait period. There will not be described as a middleman that is able to call to verify hand or data over the cash. They should examine these records so that the lender is guarded too.
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