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I want a loan now but I dont want to pay it back immediately Start Your Application Now! A: With rising education costs, a number of private and federal agencies are offering financial aid options to students. However, not everyone may qualify for a private student loan due to the strict eligibility criteria. On the other hand, federal student loans are easy to apply for and have no such cosigner or credit score requirements. Collection Practices: ĐÂ If a loan becomes delinquent, attempts at collections are first conducted internally, primarily through telephone, an attempt to work out a pay-off arrangement that takes into strong consideration the financial condition of the borrower.ĐÂ If, after all attempts at internal collections have failed, the lending agency may send the loan to a third party collection agency in an attempt to recover the funds lent in good faith.
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