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You may be wondering how exactly payday loans work. There are a number of institutions, both brick-and-mortar and online, which offer such loans. Borrowers are normally required to supply a post-dated personal check or access to a personal bank account in order to repay their payday lenders. After you receive your next paycheck following the loan, it is then repaid instantly. If necessary, borrowers may also pay additional fees by delaying the loan repayment to their next pay period. Likewise, Fidelity Contrafund (FCNTX) has been run by manager Will Danoff for more than 20 years, using the same investment process to identify growth-oriented securities like top holdings Apple ( Nasdaq: AAPL ) and Google ( Nasdaq: GOOG ). Over the past 15 years, the fund has returned 8.8% on an annualized basis, compared with a 5.9% gain for the S&P 500 Index. That's better than 94% of its large-growth competition. Contrafund has performed well in both bull and bear markets over the past two decades and comes with a 0.92% price tag, still well below average for large-cap growth funds. Life can be enough of a struggle without having to worry about how you will handle sudden expenses that can come up. My Payday Loans can help you to find a lender with reasonable fees who can provide you with the cash you need in the quickest way possible. You can fill out and submit your application any time of the day or night, although you will receive the best service during regular business hours. When you get your payday loans online, you can get out from under those sudden bills that would otherwise present you with a financial dilemma.