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By Contrast In order to get a loan in the bank it is necessary to spend much time on receiving all papers, credit history, and others. At the same time you may be even denied if the manager of the credit department does not like your credit history. Our service offers more beneficial conditions to get cash loan. Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally: Interest rates on credit cards can be up to six times the interest rates you could qualify for through peer-to-peer lending. If you already have a credit card and you take out a cash advance against your credit, most credit card companies charge an even higher interest rate on cash advances than they charge for purchases. The real catch is that most credit cards wont allow you to pay off your cash advance until youve paid the rest of your balance. For example, if your usual credit card interest rate is 20 percent, your credit card company might charge you 30 percent interest for a cash advance. Furthermore, the company wont allow you to pay off that cash advance until you have paid off the full balance for which you are paying 20 percent interest. This means your cash advance will sit and collect interest at a much higher rate until you can pay off all of the charges on your card that are not from cash advances.
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