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Interest Rate Reduction Refinance Loan (IRRRL): The IRRRL is a "VA to VA" loan, meaning it can only be applied to refinance an existing VA loan. An IRRRL can be done only if you have already used your eligibility for a VA loan on the property you intend to refinance. Learn More Types of Personal Financing Opportunities Offered: some lenders who offer these loans may not request the borrower to pledge collateral on the amount offered but itâs advisable to do so to gain the confidence of the lender that you will repay his loan and this will have some advantages like:
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